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New to the housing market? Ready to move up? Downsize? Attend our Home Buyer Seminar to learn the ins and outs of buying a home in today's market. This seminar is a MUST for the 1st Time Home Buyer! All home buyers are welcome and encouraged to attend! Call (215) 513-1333 or email Scott@LoperRealty.com for more information. The following topics will be discussed: The Home Buying Process From the very start of your search for a home through the settlement day, you’ll get a complete understanding of the many steps involved in purchasing a home. Not only will you gain the knowledge of what to expect in your first home purchase, but we’ll also highlight some pitfalls to avoid and some opportunities that you may be able to capitalize on along the way. The Home Search From a Realtor’s MLS search to your own online searches, learn the best ways to find available homes that meet your wants and needs. The Real Costs of Buying a Home Avoid the sticker shock when you actually sit down to make an offer. Learn about closing costs, escrows, and the breakdown of your monthly payment. Agency – Who is Working for Whom? Every buyer should know about representation before engaging the services of a Realtor. If you see a home you are interested in and call the number on the yard sign, who does that agent represent? Learn the options available to you. New Construction If you walk into a new construction site and want to purchase one of their homes, do you know that you may have to work with the salesperson who greets you? Do you know that these salespersons represent the builder and cannot represent you? Learn about this and other pitfalls of buying new construction and the opportunities/incentives currently being offered. Mortgage Pre-Approval It’s nearly impossible to buy a home without one. Mortgage preapproval is a key step toward home ownership. It will let you know how much house you can afford and help assure that your offer will be taken seriously. The Loan Application and Approval Process Mortgage companies will scrutinize your financial well-being to make sure you can afford the home you want to buy. Knowing ahead of time what type of documentation they will ask for helps you be prepared and avoid scrambling to find the right paperwork. Free Credit Report Good credit is an absolute must to get a mortgage. There are different degrees of “good credit” and your credit score will affect your ability to buy a home and the interest rate that you will be offered. Learn what factors affect your credit score the most and useful tips to boost your score. Seminar attendees can receive a free, detailed credit report. Insurance Issues What types of insurance should homeowners have? What levels of coverage are recommended? Find out more.
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Office Phone (215) 256-1200
